Don’t Forget to Budget for Closing Costs

CLAY HALL JOURNAL jacksonvilleaddress.com When buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment is the main cost that comes to mind for many, but budgeting for the closing costs required to get a mortgage is just as important. What […]

The Power of Mortgage Pre-Approval [INFOGRAPHIC]

CLAY HALL JOURNAL jacksonvilleaddress.com Some Highlights  Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you’re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, […]